OMM Newsroom
OpenAI on Friday announced “ChatGPT Wallet”, a payment feature that allows its “dots” artificial intelligence agents to buy products on users’ behalf, with approval required for every transaction, Anadolu Agency reported.
Developed in partnership with “American Express”, “Mastercard” and “Visa”, the feature lets eligible users enter their card details once. An AI agent can then search for products and seek authorization for a purchase through a security check.
OpenAI said cardholders would keep their existing credit card rewards and protections. Its agents would not have access to users’ actual card details; instead, payment networks would generate transaction-specific tokens containing a limited-use card number, security code and expiration date.
OpenAI said it would not initially take a share of transactions made through the wallet, as it focuses on building relationships with merchants and payment networks. The feature could eventually provide an additional revenue stream as the company expands its presence in AI-assisted shopping.
“ChatGPT Wallet” follows earlier changes to OpenAI’s commerce offerings. The company introduced Instant Checkout in September 2025, then moved away from that model and launched a revamped product discovery and comparison experience in March.
OpenAI unveiled its “dots” agents at its annual developer conference in late September.
The launch comes as technology companies compete to develop personal AI assistants that can handle shopping, travel bookings and other everyday tasks.
