Afət Ziyadqızı
New service fee tariffs have been set for card-to-card money transfers in Azerbaijan. Under the new tariffs, fees will range from 3 qəpik to 4 manat, depending on the transaction amount.
Operative Information Center-OMM reports that the tariffs are included in the new payment-system schedule approved by a decision of the Board of the Central Bank of Azerbaijan (CBA), dated September 15, 2026, and numbered 39/5.
Under the decision, fees for card-to-card and card-to-account transfers processed by the Interbank Card Center (BKM) will be determined according to the amount transferred.
New tariffs for transfers in manat
The following fees will apply to transactions in the national currency:
– Transfers of up to 100 manat: 3 qəpik;
– 100.01–1,000 manat: 10 qəpik;
– 1,000.01–10,000 manat: 50 qəpik;
– 10,000.01–40,000 manat: 2 manat;
– More than 40,000 manat: 4 manat.
Tariffs have also been set for transfers in dollars and euros.
Fees for card-to-card and card-to-account transactions processed by BKM in US dollars and euros have also been approved, according to the amount bands.
Transactions of up to 100 units will incur a fee of 0.03; those of up to 1,000 units, 0.10; up to 10,000 units, 0.50; and up to 40,000 units, 2. For higher amounts, the fee will be 4 dollars or euros.
Fees set in foreign currencies will be calculated in manat using the Central Bank’s official exchange rate on the transaction date.
Under the document approved by the Central Bank, the acquirer will pay the service fees for processing card-to-card and card-to-account transfers, and the funds will be paid to the Central Bank.
Therefore, these amounts should not be interpreted as commissions that banks will directly charge customers. Commissions banks apply to customers for card-to-card transfers depend on their own separate tariff policies.
According to the Central Bank, the new payment-system service fees will take effect on April 1, 2027.
